Frequently Asked Questions

How fast can I get funded?

We move quickly — most loans close within 7 to 14 business days once all required documents are submitted.
You’ll receive a quote within 24–48 hours of submitting your funding request, and we’ll communicate with you every step of the way until you’re Clear to Close™.

Do you lend in all 50 states?

Yes! Clear to Close Capital™ funds Fix & Flip, New Construction, DSCR, and Development loans nationwide.
We also have state-specific 100% financing programs available — just ask our team which states currently qualify.

Do I need good credit to qualify?

Not necessarily.
We have programs that offer No Credit Check, No Appraisal, and Deferred Payment options depending on your deal type and experience.
We focus on the project potential, not just your FICO score.

What types of projects do you fund?

We provide flexible funding for nearly every real estate investment model, including:

- Fix & Flips

- Ground-Up New Construction

- Real Estate Developments

- DSCR Rental Properties

- Assisted Living Facilities

- Gas Stations & Church Funding

If your deal makes sense, we’ll find a way to fund it.

What documents do I need to get started?

To begin the underwriting process, you’ll typically need:

- Purchase contract or property details

- Rehab or construction budget

- Entity documents (LLC/Operating Agreement)

- Driver’s license

- Recent bank statements

Our Transaction Coordinating Team will walk you through exactly what’s needed for your specific loan type.