Specialty Loan Programs

Flexible Funding Designed for Real Estate Investors, Developers & Business Owners Nationwide

At Clear to Close Capital™, we know that no two projects are the same — and neither should your funding options be.


Our Specialty Loan Programs are built for serious investors who need fast, creative, and flexible capital solutions when traditional banks say “no.”

Whether you’re flipping your first property or developing an entire community, our programs are designed to help you close confidently — in all 50 states.

100% Financing

(State-Specific Programs)

Don’t let cash hold you back.


In select states, we offer 100% financing for qualified Fix & Flip and New Construction projects.

  • Covers purchase + rehab

  • Minimal out-of-pocket costs

  • Ideal for experienced investors with strong deal margins

Ask our team which states currently qualify for 100% financing.

No Credit Check &

No Appraisal Programs

Your deal is the focus — not your credit score.


We fund based on the value and potential of your project, not your FICO.

  • No minimum credit requirement

  • No appraisal delays

  • Fast underwriting and same-day approvals

Perfect for seasoned investors who want to move fast and skip the red tape.

Deferred Monthly Mortgage Payments

Build without the burden of monthly payments.


We offer Deferred Payment Programs for:

  • Fix & Flip Projects

  • New Construction Builds

  • Real Estate Developments

  • No payments due until project completion or sale

  • Maximized cash flow for materials and contractors

  • Short- and long-term options available

Let your project breathe while we fund your vision.

Assisted Living Facility Funding

Step into one of real estate’s most profitable niches.


Our Assisted Living & Senior Care Facility Program helps investors, owners, and operators:

  • Acquire or refinance licensed facilities

  • Fund renovations and expansions

  • Access flexible, long-term financing options

We understand this model — we fund people who build for purpose and profit.

Gas Station & C-Store Programs

We finance gas stations, convenience stores, and franchise conversions nationwide.

  • Purchase, refinance, or ground-up development

  • Funding available for SBA and private capital programs

  • Quick closings and flexible documentation

If your deal makes sense, we make it happen.

Church & Faith-Based Funding

Serving those who serve the community.


Our Church Funding Program offers financing for:

  • Property acquisitions

  • New sanctuary construction

  • Refinancing and renovation projects

  • No tax return or credit requirement

  • Simple application and fast approvals

  • Programs available for established ministries nationwide

Refinance with No Credit Requirements — Up to 50% Cash-Out

Access your equity without the barriers of traditional lending.

  • Refinance based on current property value

  • No credit score minimums

  • Up to 50% cash-out on equity

  • Use funds for expansions, new projects, or debt payoff

Fast approvals. Flexible options. No unnecessary hoops.

We Fund in All 50 States

From California to Georgia, Texas to New York —
our team is licensed and experienced in working across multiple state-specific lending programs.
We’ll match you with the best structure and fastest path to close.

Why Investors Choose Clear to Close Capital™

  • Fast Approvals: Funding in as little as 7–14 days.

  • Transparent Terms: You always know what you’re signing.

  • Nationwide Reach: Programs available in every U.S. state.

  • Investor-Focused: Built by real estate investors, for investors.

  • Custom Solutions: Every loan is tailored to your project’s needs.

Let’s Get You Funded

  • Apply in minutes

  • No hidden fees

  • Quick response and transparent process